FIVE-YEAR PLAN · JULY 2026 · CONFIDENTIAL

The road to $100M ARR

A five-year plan, written backwards — every year exists because the year after it demands something.

START AT THE END

Year 5 — the destination: $100M on $2.0B GMV

Gigabite is the system of record for how 1,000+ foodservice buyers source private-label goods. Every spec, quote, order, shipment, invoice, and payment is an evidence-backed ledger event. AI does the work; the ledger keeps the truth — 90% of facts auto-approve, humans touch only material exceptions.

$70M

Transaction revenue

~3.5% blended take on $2.0B of sourced goods flowing through the ledger.

$18M

Embedded finance

Net terms underwritten from our own payment ledger — ~$1.2B financed volume at a blended ~1.5% fee per cycle.

$12M

Software & data

Ledger seats, supplier intelligence, category benchmarks.

1,000+
active buyers
40
product families
90%
facts auto-approved
$50M
GMV per ops FTE

The ARR ladder, read backwards

EXIT ARR BY FISCAL YEAR · $M
Y5 · FY31Compound
Y4 · FY30Scale
Y3 · FY29Repeat
Y2 · FY28Platform
Y1 · FY27Prove

Year 4 — scale to $1.0B GMV

For $100M in Y5 to happen, all of this must already be true by the end of Y4:

01

National coverage without service decay

Freight + 3PL network and a supplier bench deep enough to absorb $2.0B GMV — fill rate and OTIF hold as volume doubles.

02

Credit engine underwriting from our own ledger

Net terms priced from proprietary DSO, exposure, and payment history. Fintech revenue grows faster than risk headcount.

03

A category machine, not category projects

New product family live in under 30 days: attribute schema → ontology → auto-matching. 25 families spanning disposables, jan-san, packaging, and PPE.

$1.0B
GMV
500
active buyers
25
product families
85%
facts auto-approved

Year 3 — the machine becomes repeatable

For Y4 to scale, growth must stop depending on heroics:

Repeatable go-to-market

Sales playbook with under-6-month CAC payback; quote-to-order conversion proven cohort over cohort, not deal by deal.

Embedded finance launches

Net terms offered in-quote, underwritten from ledger history; credit exposure tracked live in the financial sub-ledger.

The moat becomes measurable

Match approval rates rise with volume; supplier scores start predicting repeat-order performance. Expansion revenue passes new-logo revenue for the first time.

EXITING YEAR 3

$450M
GMV through the ledger
200
active buyers
16
product families
75%
facts auto-approved

Year 2 — the pilot becomes a product

For Y3 to repeat, the platform has to run without us in the loop:

INGESTION

Self-serve document intake

Buyers upload item lists, invoices, catalogs. AI extraction plus review queues run by their ops teams, not ours.

OPERATIONS

Ops leverage proven

Reconciliation agents on quotes, POs, invoices, BOLs — GMV per ops FTE nearly doubles year over year.

CATALOG

10 families, auto-matching on

Required-attribute schemas defined per family. Auto-approval is the default path; review is the exception.

REVENUE

First expansion motion

Existing buyers add categories. Repeat-order cohorts become the sales reference, not the demo.

$170M
GMV
70
active buyers
10
product families
60%
facts auto-approved

Year 1 — prove the ledger, one quarter at a time

For Y2 to become a platform, Y1 has to earn trust in the ledger itself:

Q1

Ledger live

Append-only events, evidence-linked candidate facts, review queues. Postgres system of record + object-store evidence, per the final architecture.

Q2

First anchor buyers

5 buyers live. 8 disposable families with required-attribute schemas. Evidence-backed landed-cost quotes v1.

Q3

Close the loop

Quote → order → invoice → payment on-ledger. Reconciliation agents on invoices, packing lists, BOLs.

Q4

First cohort proof

20 buyers, $45M GMV run-rate, first repeat-order cohorts. Auto-approval reaches 40% of facts.

The Year 1 bet: AI creates candidate facts, never final truth. Trust in the ledger is what everything after this compounds on.

Every transaction makes the next one cheaper

The data moat is the plan. Normalized demand, SKU equivalency, supplier capability, cost, quality, and payment data — none of it exists anywhere else in this category, and all of it accrues to the ledger.

THE LEDGER APPEND-ONLY More GMV on the platform Richer ledger data specs · costs · payments Better matching & credit equivalency · underwriting Lower cost per transaction auto-approval rises
LOOP 1

SKU equivalency

Every approved match trains attribute-level equivalency — match quality rises with volume, review cost falls.

LOOP 2

Supplier intelligence

Certification scope, quality history, and landed-cost history compound into scores no entrant can replicate.

LOOP 3

Payment history

Proprietary receivables and payment data underwrites net terms at margins banks can't price.

LOOP 4

Ops per FTE

Reconciliation agents absorb volume: GMV per ops FTE climbs from $15M in Y1 to $50M in Y5.

THE SECOND MOAT · THE PRICING SPINE

One price, firmed up in three stages — never re-guessed. The estimate is born in the quote, locked at the order, and trued-up at delivery. Every module reads the same number, so the estimate, the order, and the settlement can't disagree.

See the full model on the Business plan →
Live quotation$53.25
Order finalization$53.25
Delivery settlement $52.90

One system — not a dozen apps

Every surface reads and writes the same ledger. One product record, one price that firms up, one shared credit line — so no two surfaces ever disagree. Only Analysis ships today; the rest are specced against the final architecture and built in sequence.

PRIVATE LABEL
  • Analysis LIVE
  • Samples SPEC
  • Packaging Review SPEC
ORDERS
  • Container Builder SPEC
  • Repeat Orders SPEC
  • Tariff Watch SPEC
PERFORMANCE
  • Statements SPEC
  • True-up SPEC
  • Rebate SPEC
  • Traceability & Recall SPEC
ACCOUNT
  • Backhaul SPEC
  • ERP Integration SPEC
  • EDI / SOC 2 SPEC

UNDERNEATH EVERY SURFACE

One product record · one price that firms up · one shared credit line · one append-only evidence log. Build any surface on its own — none of them can ever disagree about a product or a price. See the architecture →